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Privacy Policy
PLEASE NOTE: OUR PRIVACY POLICY CHANGES FROM TIME TO TIME.
PLEASE CHECK BACK FOR UPDATES
(Amended as of March 2008)
Your Privacy is a top concern to Creditexchangecenter.com.
At CreditExchangeCenter.com, your privacy is a top
concern. We understand that you share with us your private information to help
us solve your financial concerns. In exchange for your information and trust in
our firm, we deliver to you our honest commitment to treat your information with
privacy and professionalism. Rest assured that we protect your privacy. Under no
circumstances will CreditExchangeCenter.com sell or share your personal
information with any person or organization except: as authorized by you, our
participating lenders, agents, or debt counselors depending on the application
you fill out and the information you request. The Privacy Policy below describes
the standards we adhere to in handling information about you and your loan
request.
We want you to be aware of:
· Who we are
· Information we may collect
· How your information is used
· Altering the information you submit
· How our Privacy Policy is monitored
1. Who We Are.
CreditExchangeCenter.com is a leading financial services
provider. We help consumers nationwide locate a mortgage lender, get debt
counseling, consolidate debts, or provide related financial services to meet
your needs. There are dozens of participating Lenders, financial services agents
and dedicated credit counselors in our network. Additionally, we are a leader,
ourselves, on helping Americans resolve their financial problems.
2. Information We Collect.
There are several areas on our web site where you may be asked to enter
information. We DO NOT sell or share any personal information about you to or
with any person or organization except: as authorized by you, to participating
lenders, insurance agents, or credit counselors, or as may be required by law or
court order.
· Information we receive from you on qualification forms. When you come to our
web sites to complete a qualification form you'll need to provide personal and
financial information such as your name, phone number, e-mail address, and other
financial information depending upon whether you are requesting help with a home
loan, debt relief or debt consolidation.
3. How your information is used.
We use the information you provide on your qualification
form to match you a participating lender, financial services provider, or debt
counselor.
•Sharing information with our participating lenders,
agents, or debt counselors.
At your direction (when
you click on the "Submit" button), the information that you provide to us on the
qualification form will be sent through our system and presented to one of our
participating providers who offer the types of products (refinance loan, debt
relief, etc.) you have identified. We recommend that you contact them directly
for more information about their own specific privacy policies.
•Sharing information with other third parties.
We do not share any of your information with
third parties.
•Changing your information.
You have the ability to change or alter your information
before you press the submit button. Once your information is submitted it will
be provided to the participating lender, financial services provider, or debt
counselor depending on the form you filled out. You may contact these people
directly to issue any changes to your information.
•Security.
CreditExchangeCenter.com's sites have security measures in
place to protect the loss, misuse and alteration of the information under our
control.
If you have questions or concerns regarding this
statement , please contact our Customer Care
Department:
cs@creditexchangecenter.com
5. Notification of Changes to Privacy Policy
We may unilaterally amend this Privacy Policy at any time by
posting a new privacy policy on the Site. Be sure to check the current terms of
any privacy policy in effect by visiting this Site. By checking the effective
date of the policy, you will be immediately alerted on whether the Privacy
Policy has been amended. Please note however, that all amended terms, or the new
privacy policy shall automatically become effective 30 days after initial
posting.
From time to time, we may use your information for new,
unanticipated uses not previously disclosed in our Privacy Policy. Please note
that if our information practices change at some time in the future, we will use
only data collected from the time of the new privacy policy amendment forward
for those new purposes.
PLEASE PRINT AND RETAIN A COPY OF THIS
AGREEMENT FOR YOUR RECORDS.
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